Payday loans are a great solution for anyone in need of quick cash and at the same time not having a good chance of getting a bank loan. Chwilówki are associated – and this is the right association – with an instant credit decision, as well as formalities that have been severely limited. However, many people ask what lending companies can accept when it comes to potential client income.
The vast majority of lenders do not require proof of income
The only document required to grant a payday payday is an ID card. On the other hand, there are often questions regarding monthly income in the application for payday pay. When completing such an application, you really need to think carefully about all the sources of income that occur in our case. It is not only about the remuneration for work, but also the profit we get from renting an apartment and the maintenance received every month. However, false information should not be included in the application. It must be remembered that we have to return the money borrowed to us within the time limit specified in the contract. If the amount we want to borrow is too high, we must take into account that the samabank may expect confirmation of our income. However, it is often enough to provide an account statement.
If you want to take a loan from a bank, you can be sure that your earnings certificate is among the documents that you will need to provide. In the case of payday loans, which are given by so-called samabanks, this is not so obvious. The vast majority of loan companies do not expect their clients to present an income certificate. This is a very good solution because it allows taking out loans for those who are employed illegally or have a junk contract and are not able to document all their income. No need to provide such a certificate is also a great time saver.
What Do You Need To Take Your Moments?
samabanks use verification not only using an identity document and bank transfer, but also a special application. In order for our identity to be confirmed, you must log in to your bank account. The application itself will download all the data necessary for the verification process. A lot of people will ask here if this solution is safe. It should be emphasized that such applications have very extensive security. Therefore, you do not have to worry that our data will go to the wrong people.
Anyone who has to borrow money would like to make a loan decision almost immediately. Meanwhile, you have to wait a bit for her. In the case of samabanks, which provide so-called payday loans, everything is done in a short time. Let’s see what customer verification methods are currently used.
Loan companies usually verify the identity of their clients on the basis of their ID card. The loan application must include the series and ID number. It is often necessary to make a photocopy of a document, which is then attached to the application. If we take out a loan using the Internet, we are required to provide a scan of your ID card. We will do this by using electronic mail.
Samabanks are constantly expanding their offer. Today it is not only payday loans, but also installment loans granted for higher amounts and for a longer period of time. It’s a great choice for people who need a much higher amount of money, and at the same time bank loans are not for them. Such a loan may amount to even thirty thousand zlotys. What loan period can you count on? It depends of course on the lender, but you can bet for up to four years. When deciding on such a loan, one must take into account the potential costs that must be borne in connection with it.
Among the loans currently enjoying great interest include the so-called payday loans. They are offered by samabanks, which are more on each day. Few people know, however, that their offer is not only payday loans. Below we present what we can count on by putting on a samabank.